From: The market for reproductive tourism: an analysis with special reference to Greece
Country | Insurance Coverage |
---|---|
Austria | Approximately two thirds of costs covered. |
Australia | Medicare covers almost all costs, the difference “out-of-pocket” costs. Must be paid by patient. Additional funds possible through EMSN (Extended Medicare Safety Net). |
Belgium | Patient pays 5–10%. |
In initial treatments, only SET covered. | |
Czech Republic | Up to 4 cycles, age limit for female is 47 years. |
Denmark | Up to 3 cycles. Free fertility treatment only at a public clinic, to have the first child of a couple. If you want more children you have to pay the full price for treatment in a private practice. Also, the woman cannot be more than 40 years. |
France | Some limitations in egg and sperm donation apply, otherwise complete coverage of 4 attempts. |
Germany | 50% coverage. Reimbursement granted only to married couples and up to the age of 40 years (female age). Private insurance regulations vary. |
Italy | Coverage only for treatment in public centers. |
Differences between regions apply. | |
Israel | Full coverage until the birth of two children. |
Korea | up to 3 cycles to married couples below 44 years and depending on the family income. |
Spain | Reimbursement only for treatment in public centers. Egg and sperm donation not covered. |
UK | Several criteria must be met for NHS funding of up to 3 cycles, such as: Female age may be up to 39 years; female must have a regular BMI. Further criteria are years and reasons for infertility, number of previous cycles and whether the patient has other children. The “postcode lottery” means that a woman may be eligible for treatment in any clinic of the country. If she refuses treatment, she is dropped out for lifetime. |
USA | Couples must be ready to undergo treatment as soon as 10 weeks upon approval. Regulations vary. 14 states provide partial coverage and some 5 states provide full coverage. |